Are you looking for low-income assisted living for your loved one?
The National Center for Assisted Living (NCAL) estimates that over 835,000 elderly residents in America live in an assisted living home. In addition, the average 65+ year-old will require some long-term care in the course of their lifetime.
As their parents approach retirement age, increasing numbers of adults are becoming aware of the need for more options regarding retirement living. Nowadays, retirees have plenty of choices regarding where to retire and how to spend their retirement.
Continue to read the blog post to find out what assisted living is and how it can help your loved one.
What Is Assisted Living?
Senior citizens who live in an assisted living environment can receive assistance while maintaining a comfortable lifestyle. Residents are encouraged to be independent as much as possible and receive help from the nursing facility only when necessary.
Assisted living communities also provide residents with physical and emotional support. To ensure residents remain comfortable during their stay, the communities offer a wide variety of services and amenities.
Housekeeping, dining, and transportation are among the services provided. As for amenities, there are often planned activities and events to keep residents engaged and avoid boredom.
What Are the Benefits of Assisted Living?
An assisted living community offers many benefits for seniors. The following are some of the benefits of assisted living:
- Help with daily tasks such as housekeeping
- Connecting with people of their age
- An opportunity to learn a new hobby or skill
- Provide nursing care in case of an accident
- Encouragement and reminders to stay active
- The homes they live in are designed to accommodate those with limited mobility
An elderly loved one may not want to leave their home to join an assisted living community. Discuss some of the benefits to help them be a part of the best-assisted living community.
What Are Some of the Assisted Living Costs?
Genworth's Cost of Care Survey found that the average monthly cost of a private, one-bedroom assisted living unit is about $4,000. Monthly fees can range from $3,000 to $10,000 in some states. It depends on factors such as the room size, amenities, and level of care when it comes to the facility's price.
Of course, this can be difficult to pay when some seniors live below the average income. If you know your elderly loved one can not pay for assisted living, then below are some options:
- Low-Income Housing Tax Credit (LIHTC)
- Housing Choice Voucher Program or Section 8
- Section 202 Supportive Housing Program
These three programs are a part of the Housing and Urban Development(HUD) program. If you can not afford to pay the monthly rent for your elderly loved one, then try becoming a part of HUD's programs.
How to Find Help With Low-Income Assisted Living
You can also reach out to an assisted living community to see if they offer any assistance with the rent. For other options in low-income assisted living, try to see if veteran benefits or Medicaid can help cover costs.
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