Despite the serious consequences that a car accident may bring, someone who has been involved in such an event is afterward still required to deal with different paperwork to recover financial compensation. Although it’s certainly possible to handle the process of making a claim yourself, having a car accident lawyer to represent you can improve your chances of maximizing your claim.
Another example is California’s San Diego County, where 21,534 car accidents took place in 2016, which was an increase of 5 percent from the previous year. This upward trend continues and remains a relevant problem across the entire state and country.
Despite the serious consequences that a car accident may bring, someone who has been involved in such an event is afterward required to deal with different paperwork to recover financial compensation. Although it’s certainly possible to handle the process of making a claim yourself, having a lawyer to represent you can improve your chances of maximizing your claim.
In this article, we’ll dive into the ways a lawyer can help with your auto insurance and relieve you of the enormous stress.
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Make Sure You Don’t Share Damaging Information and Protect Your Rights
First of all, a lawyer will protect your best interest by taking over the communication with the insurance companies, so that you don’t accidentally say anything that might be used against you.
Most often, when contacting the insurance companies by yourself, they’ll try to use various tactics to trick you into saying something on record that could make it difficult for you to recover full compensation for your injuries down the road. Do your research and if, for instance, you live in San Diego, look up a San Diego car accident lawyer to provide you with all the necessary information you need to win your claim.
Representatives of insurance companies are well-trained to minimize the amount paid and the questions might feel overwhelming, confusing, and intentionally designed to get victims to admit liability for the accident they were involved in. A skilled lawyer will protect your rights, and negotiate the amount you deserve.
Obtain Necessary Evidence of Liability
A knowledgeable lawyer with immense experience can obtain all of the evidence you’ll need to prove liability in a car accident claim. Even if you already took pictures of the accident scene and your damaged vehicle, a lawyer will probably go back to the actual scene and see what it looks like.
A lawyer will assist you in a way that they’ll try their best to get a hold of the accident or police reports related to your case and try to reach the police officers and witnesses that were present at the scene at the time of the accident. They will not leave anything overlooked when it comes to obtaining evidence of liability.
Obtain Important Evidence of Damages
Obtaining necessary evidence of damages is essential to your case, particularly if you’ve suffered significant car accident injuries.
It’s crucial to obtain all documentation related to your injuries but since it isn’t always easy to get a hold of records and bills from health care providers, a lawyer will push and do their best to get the medical records and evidence that might help your personal injury case by following specific procedures.
Most doctors fail to mention causation and the extent of the injury of the car accident victim in their medical records, but a lawyer will contact the doctor and request a special letter and ask for their opinion that the car accident caused the injury or disability and that as a result you’ll be hindered or disabled for a specific period.
Negotiate with the Insurance Company
It’s in the insurance company’s interest to minimize the amount of money paid out in claims so the initial offer is often far less than what the claim is worth. The at-fault driver’s insurance company wants you to accept the settlement offer as this signs away your right to sue for any further damages.
Having a lawyer who understands the laws pertaining to car accident claims, will review the offer and know how to negotiate with the insurance company to get a fair settlement. You’d be doing yourself a disservice trying to negotiate on your own without a lawyer, especially if the car crash was caused by another driver’s negligence. A good lawyer will fight to get the compensation you deserve.
Final Thoughts
Dealing with insurance companies after a car accident may cause enormous anxiety, but it’s inevitable.
Therefore, having an experienced lawyer on your side throughout the process can be incredibly comforting as they know the tactics that insurance companies use and they’ll be able to negotiate a favorable settlement.
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